OUR SERVICES 03

FINANCIAL EDUCATION & SUPPORT

Understand your money. Use it with purpose.

AMCOS helps members build practical financial knowledge for everyday decisions, business activities and stronger household planning.

Explore Support ↓ See how it works →

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Plan better Understand where money goes

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Build skills Strengthen business decisions

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Think ahead Plan for household needs

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INCOME Money comes in

AMCOS PLAN MONEY WITH PURPOSE

HOUSEHOLD Needs

PREPARE Savings

BUILD Growth

MONTHLY PLAN Financial Balance

Planning

Needs

Save

Grow

MORE THAN MONEY

Good financial decisions begin with knowledge.

Saving and borrowing are important, but financial wellbeing also depends on how you plan, spend, invest and make everyday money decisions.

AMCOS supports members with practical knowledge that can strengthen financial discipline, enterprise and household livelihoods.

PRACTICAL SUPPORT

Learn today. Make better decisions tomorrow.

AMCOS financial support focuses on practical knowledge members can use in their homes, businesses and income-generating activities.

MONEY SKILLS

Financial Literacy & Budgeting

Practical financial education to help members understand budgeting, develop better saving habits and manage household money more responsibly.

✓ Budgeting ✓ Saving discipline ✓ Financial decision-making

BUSINESS SKILLS

Entrepreneurship Training

Supporting members with entrepreneurship knowledge and practical skills that can strengthen income-generating activities.

✓ Business thinking ✓ Better planning ✓ Income-generating activities

HOUSEHOLD PLANNING

Household Livelihood Planning

Helping households think carefully about income, available resources and livelihood opportunities for stronger long-term stability.

✓ Household income planning ✓ Resource use ✓ Future livelihood goals

PUT KNOWLEDGE INTO PRACTICE

Know where you are. Plan where you are going.

Financial planning does not have to be complicated. Start with what you earn, understand your needs, decide what you can save and plan carefully for future opportunities.

Understand your income

Know what money regularly comes into your household or business.

Plan your needs

Identify important expenses before spending money.

Set something aside

Build a savings habit for future needs, emergencies and opportunities.

Plan for growth

Think carefully before investing, expanding a business or taking credit.

BEFORE YOU SPEND, SAVE OR BORROW

Three questions can change a financial decision.

Do I need it now?

Think about whether the expense is necessary, urgent or something that can wait.

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What happens after I spend?

Consider how the decision affects your remaining money and other household responsibilities.

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Does this move me forward?

Where possible, use money in ways that support stability, preparation or productive growth.

PUT YOUR KNOWLEDGE TO WORK

Planning is stronger when it leads to action.

Once you have a clear financial plan, AMCOS can also help you explore ways to save for tomorrow or access credit for an important need or opportunity.

SERVICE 01 ↗

BUILD FINANCIAL SECURITY